A probate bond is a fiduciary bond required by courts to ensure that an estate executor, administrator, guardian, or trustee fulfills their legal responsibilities. These bonds protect beneficiaries and creditors from financial mismanagement or misconduct. Courts may require a probate surety bond to grant authority over an estate. JM Surety provides a straightforward process to obtain a probate bond, ensuring compliance with legal requirements.
Fiduciary Bonds: Probate Bond
Probate Bond – This is a broad term that includes Administrator, Executor, Conservator, Guardianship and Trustee. These bonds are often required by a Probate Court to protect the Estate and/or the Person.

Who Needs a Probate Bond?
A probate bond is typically required for individuals managing an estate or acting as a fiduciary. The bond guarantees that they perform their duties according to the law and in the estate’s best interest.
Executors and Administrators
Executors and administrators handle the distribution of an estate after someone passes away. Courts may require them to obtain an executor or administrator bond to ensure they act honestly and responsibly. If the deceased did not name an executor in the will, or if the court deems it necessary, an estate bond may be mandated.
Guardians and Conservators
Guardians and conservators manage the assets of minors or incapacitated individuals. A guardianship or conservator bond may be required to protect the financial interests of the person under their care. The bond ensures that the appointed individual uses the assets solely for the dependent’s benefit.
Courts determine whether a probate bond is necessary based on state laws, the estate’s value, and the terms of the will. Even if a will waives the bond requirement, a judge may still mandate one to protect the estate’s assets.
How Much Does a Probate Bond Cost?
The cost of a probate bond depends on several factors, including the estate’s value, the applicant’s credit history, and court requirements. The bond premium is a percentage of the total bond amount, which the court determines.
Factors That Affect Probate Bond Pricing
The price of a probate surety bond varies based on:
- Estate value – Larger estates require higher bonds, leading to higher premiums.
- Credit history – Applicants with strong credit scores typically receive lower rates.
- State and court requirements – Different jurisdictions have specific bond regulations that may impact pricing.
One-Time vs. Annual Premiums
Some probate bonds require a one-time payment, while others have annual premiums for as long as the bond remains in effect. The duration of the bond depends on the length of the probate process or fiduciary obligation.

How to Get a Probate Bond Through JM Surety
Obtaining a probate bond through JM Surety is simple. The company streamlines the application, approval, and issuance to help clients meet court requirements quickly.
Step-by-Step Application Process
- Determine bond amount – The court sets the required amount based on estate assets.
- Complete an application – Provide basic personal and financial details.
- Undergo a credit check – The applicant’s creditworthiness influences bond pricing.
- Receive approval – JM Surety offers fast processing to ensure timely bond issuance.
- Obtain the bond – Once approved, the bond is issued and filed with the court.
JM Surety offers competitive rates and a seamless application process, making it easier for clients to secure a probate bond confidently.
Common Probate Bond Questions
Why Choose JM Surety for Your Probate Bond?
Expertise and Reliable Service
JM Surety has extensive experience in providing probate bonds and other court bonds. The company ensures that clients meet legal obligations with minimal hassle.
Fast Approvals and Competitive Rates
With efficient underwriting and competitive pricing, JM Surety helps applicants secure a probate surety bond quickly and affordably.
Get Your Probate Bond Today
Call (972) 848-0820 or apply now with JM Surety for a probate bond with fast approvals and reliable service.